1. Status and nature of the service
MC Banking Advisory is an independent advisory project providing information and document-review support: profile analysis, document completeness checks and general preparation guidance before the client approaches a bank directly.
MC Banking Advisory is not a bank, lender, payment institution, investment firm, credit broker or representative of any financial institution. References to banks or banking products do not imply a partnership, endorsement or authority to act for them.
2. Direct application by the client
The client selects and contacts the bank, submits the application and documents, confirms their accuracy and makes all decisions. The consultant does not sign for the client, make banking decisions or alter a bank's internal requirements.
3. No guarantee
Any preliminary assessment is a professional opinion based on information supplied by the client and is not a pre-approval. The relevant bank or regulated institution exclusively decides whether to open or close an account, provide financing, impose additional checks, and determine timing, fees, limits and pricing.
Past experience and outcomes achieved by other clients do not guarantee a similar result.
4. No specialist advice
Website materials and consultant responses are not legal, tax, accounting, investment or personalised financial advice. You should obtain advice from an appropriately licensed specialist for those matters.
5. Money and credentials
The consultant does not accept deposits or money for transfer to a bank, hold client funds, or request passwords, PINs, one-time passwords (OTPs) or online-banking credentials. Any bank fees are paid by the client directly to the bank through official channels.
6. Accuracy of information
The client is responsible for ensuring that all information and documents supplied are complete, current and accurate. Bank requirements and applicable rules may change without notice, so website content should not be the sole basis for a decision.
7. Payment condition
The payment condition stated on the website applies only to the consultant's agreed information and document-review services. It is not a bank fee, payment for approval or a guarantee of outcome. Scope, price and payment timing should be agreed before work begins.
8. Contact
Questions about this disclaimer: mcconsultancy.ae@gmail.com.